No, Guardian Settlement Funding is not a lender. We are a capital provider referred to you by the attorneys representing your case and can provide funding for your settlement. You can think of it as selling a small portion of your award for more immediate access to the funds you are to be awarded.

We charge a nominal monthly use fee for purchasing the settlement on your behalf and a small monthly administrative fee until all funds are cleared, settled, and paid by the claim administrator. You will receive detailed information regarding our fees when you sign-up to review the information regarding post settlement funding.

No, this is not a loan and not borrowed money. The funds are yours to spend however you need. Guardian Settlement Funding accepts all risk associated, and you will receive the agreed upon amount.

Typically, claimants receive the first paid installment within 15 days of their application processing. Please note, the final and full payment is not up to Guardian Settlement Funding, rather dependent on you, your attorney, and the claim administrator. Funds could be paid out in as soon as 90 days or over a year depending on whether your attorney accepts or appeals the administrator’s value of your claim and the length of the appeal process.

Lien administration is a part of the delay. The claim administrator and lien administrator (not Guardian Settlement Funding) will negotiate your medical liens on your behalf. It is important to have professionals manage this on your behalf as it allows you to keep more of the award.

No, Guardian Settlement Funding is neither, we are a capital provider. Please contact your attorney for information on the claim or lien administrator.

With a focus on high integrity mass tort cases and attorneys, we are able to limit our risk and yours, which translates into lower fees that ensure you get more from your award.

Typically, your attorney will refer you to us once your case has settled, but if you found us by searching, we are delighted you are here. Our process is to work with your attorneys to understand your case as part of the review process before any funding occurs and of course it’s always a good idea to have your attorney review any contract you decide to engage in.

Guardian Settlement Funding uses its own funds; however, we reserve the right to sell these investments to institutional investors to raise additional capital to fund future legal cases.