** This offer is subject to: (1) a friend or family member, confirmed by us, calls Guardian Settlement Funding; (2) our confirmation, to our satisfaction, that your friend or family member is currently eligible to receive periodic structured settlement, annuity or lottery payments that have not been previously sold, assigned, encumbered or transferred; (3) your friend or family member’s agreement to the terms of a transaction in which he/she agrees to sell some or all of your future structured settlement, annuity or lottery payments to Guardian Settlement Funding; (4) your friend or family member’s timely return of an executed contract and all related documents required to start the court required approval process, if any; (5) we have determined that your friend or family member can sell all or a portion of those periodic payments to us pursuant to any applicable laws; (6) our conclusion that the purchase transaction is likely to be approved by the proper court, if court approval is necessary; (7) your friend or family member’s satisfaction of our underwriting guidelines and requirements; and (8) being paid to you only when (i) you are not an employee or 1099 contractor of Guardian Settlement Funding (ii) Guardian Settlement Funding has not already approved the Referral Bonus to be paid to someone else and (iii) funding takes place for your friend or family’s approved transfer, based on the terms and conditions set forth in their contractual agreements with Guardian Settlement Funding. Other terms and conditions may apply. Call for further terms and conditions.

*** This offer will be built into your total purchase price, not paid as a separate monetary amount, and is subject to: (1) you, being a confirmed prior customer, calls Guardian Settlement Funding; (2) our confirmation, to our satisfaction, that you currently are eligible to receive periodic structured settlement, annuity or lottery payments that have not been previously sold, assigned, encumbered or transferred; (3) your agreement to the terms of a transaction in which you agree to sell some or all of your future structured settlement, annuity or lottery payments to Guardian Settlement Funding; (4) your timely return of an executed contract and all related documents required to start the court required approval process, if any; (5) we have determined that you can sell all or a portion of those periodic payments to us pursuant to any applicable laws; (6) our conclusion that the purchase transaction is likely to be approved by the proper court, if court approval is necessary; and (7) your satisfaction of our underwriting guidelines and requirements; and (8) being paid to you only when funding occurs for your transfer, based on the terms and conditions set forth in the contractual agreements between you and Guardian Settlement Funding. Other terms and conditions may apply. Call for further terms and conditions.